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Guidance

Your new State Pension explained

Guidance to help people understand the changes to the State Pension from 6 April 2016.

Updates to this page

From:
Department for Work and Pensions
Published:
17 November 2014
Last updated:
6 April 2026
Show all updates

  1. Updated with the latest benefit rates, effective from 6 April 2026.

  2. Figures updated for 2025-26.

  3. Updated with the latest benefit rates, effective from 8 April 2024.

  4. Updated with the latest benefit rates, effective from 10 April 2023.

  5. Updated with the latest benefit rates, effective from 11 April 2022.

  6. Updated with the latest rates effective from 12 April 2021.

  7. Updated with the latest rates effective from 6 April 2020.

  8. Updated the guidance with the new amounts from 8 April 2019.

  9. Updated the guidance with the new amounts from 9 April 2018.

  10. Clarified the information about qualifying years, starting amounts and other minor changes.

  11. Published an updated version of 'Your State Pension explained'.

  12. Published an updated version of 'Your State Pension explained'.

  13. Published revised PDF – added information about the effect of other benefits on deferral.

  14. Published revised version with final amount for the full new State Pension from April 2016.

  15. Published revised version with up to date amounts.

  16. Updated PDF to reflect new regulations relating to deferral of State Pension being set.

  17. First published.

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Your State Pension explained

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The new State Pension is for people who reach State Pension age on or after 6 April 2016.

The changes are designed to simplify the State Pension. We want people to know what to expect from their State Pension and to support them in planning for their retirement. This guide explains the main changes.

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